The Platinum's airline credit runs on a calendar year. The Gold's dining resets monthly. Maxbase knows every reset date on all 99 cards — and texts you before one closes.
Hardcoded math over your wallet. No model touches the ledger.
Most trackers file every credit under "annual" and move on. Maxbase carries the real reset period for each one, so a $10 credit with twelve days left doesn't read like one with three hundred.
Monthly · quarterly · semi-annual · annual · one-timeMark a credit used and it lands in your year-to-date. Cross a milestone and Max texts you the number — with a share card that carries the total and none of your card data.
Captured value, counted per cardTen spend categories ranked against the cards you actually carry. Coach reads every multiplier in your wallet and names the winner, with the runners-up underneath.
Text COACH DINING and it answers in the threadMost weeks you only need the first one.
The scan fires at 9am in your timezone, not the server's. One credit gets four messages in its life, then nothing — whether or not you acted.
Seven words go through a fixed parser with no model near them. Anything else you type is answered from your own figures.
The language layer writes sentences. It never computes a balance.
It narrates a snapshot of your numbers. It can't invent a figure it wasn't given.
State changes are proposed, never executed. The confirmation is code, not the model.
Web push if the thread can't reach you. STOP ends it, from any message.
Grade, years in service, duty station. Maxbase pulls the 2026 pay tables and your BAH rate, takes out the LES lines, and lands on what actually hits your account.
2026 DFAS basic pay and BAH. FITW is a single-filer estimate until you confirm it against your LES.
When a locality's BAH drops, members already there keep last year's rate. Maxbase carries both and uses the higher one, same as DFAS.
Hit the $24,500 limit in August and contributions stop — so does the 4% match, for every pay period left. Maxbase runs that arithmetic before it costs you.
The ledger snapshots into history and resets. Come back after three months away and it fills in the ones you missed.
Most discount lists are copied from other discount lists. Every offer here links to the brand's own page and carries the date it was last checked.
Duty boots and running shoes aren't the same aisle. Eleven groups across thirty-six categories — two taps, not one long alphabetical list.
Check any percentage yourself in one tap. The exact wording is kept, so "up to 30%" never becomes "30%".
The catalog is swept on a schedule. Drifted percentages are corrected, dead offers pulled. Nothing ships without a live source.
SCRA caps your interest at 6%. MLA waives the annual fee. There's a clothing allowance most members never claim and a legal way to stop paying state income tax.
Each one is a different agency, a different form, and an evening of reading. Nobody does that between a duty day and a PCS. Maxbase does the reading and hands you the number.
Fees shown are the published 2026 annual fees carried in the Maxbase card library. Waiver treatment follows each issuer's own SCRA / MLA policy — confirm your eligibility and enrollment with the issuer directly. Maxbase does not provide financial or legal advice.
Three premium cards, every fee waived, and no realistic way to audit three credit calendars from a field problem.
BAH moves with the PCS and the in-processing discount list is two years stale. The ledger and the catalog are built for whoever does that math.
Reset clocks never stop, and most retail discounts still cover veterans. Maxbase says plainly whether a card still earns its fee.
Free until January. After that, less for a year than one missed credit.
Enough to stop losing one card's worth of credits.
For the wallet running a Platinum, a Gold, and a Reserve on three different clocks.
Rather not commit to a year? $7.99 a month, cancel anytime.
Cancel anytime. Fee-waiver math is on every plan. Annual billing starts in January at $63.99.
Pick it off a list. Every credit, perk, and reset date comes with it.